Register
Get the full payment breakdown
Register for the full Valia 80/20 payment breakdown.
Payment plan
Valia by Emaar Payment Plan | 80/20 Instalment Schedule
| Milestone | Percentage | Timing |
|---|---|---|
| Booking | 10% | On booking |
| 1st instalment | 10% | October 2026 |
| 2nd instalment | 10% | April 2027 |
| 3rd instalment | 10% | October 2027 |
| 4th instalment | 10% | April 2028 |
| 5th instalment | 10% | October 2028 |
| 6th instalment | 10% | March 2029 |
| 7th instalment | 10% | September 2029 |
| Handover | 20% | December 2030 |
Example
What this means in practice
For a 1-bedroom at AED 1.96M: AED 196,000 on booking, seven payments of AED 196,000 across 2026-2029, and AED 392,000 on handover. For a 2-bedroom at AED 2.8M: AED 280,000 on booking, seven payments of AED 280,000, and AED 560,000 on handover.
Off-plan payments are held in a regulated escrow account. Resale is permitted after 50% of the unit price has been paid, typically reachable by October 2028 under the standard schedule.
FAQ
Frequently asked questions
- What is the Valia payment plan?
- 80/20. 10% on booking, seven construction instalments of 10% each from October 2026 to September 2029, and 20% on handover in December 2030.
- How much is the Valia down payment?
- 10% of the unit price on booking. For a 1-bedroom starting at AED 1.96 million, that is AED 196,000.
- Is there a post-handover payment plan for Valia?
- Emaar has not announced a post-handover plan for Valia. The current structure requires 80% before handover and 20% at completion.
- What is the service charge at Valia?
- The estimated service charge at Valia is 20 AED per square foot.
- Are Valia apartments furnished?
- Valia apartments are delivered semi-furnished with premium finishes, floor-to-ceiling windows, and fitted kitchens.
- How many parking spaces come with a Valia apartment?
- 1 and 2-bedroom apartments include 1 allocated parking space. 3 and 4-bedroom apartments include 2 parking spaces.
- Can I resell my Valia apartment before handover?
- Resale is permitted after 50% of the unit price has been paid.
- Are off-plan payments at Valia held in escrow?
- Yes. Off-plan payments are held in a regulated escrow account.